Hello Curious Cats!

It’s me!

I’m Nikkah! I love to talk about personal finance here on my website.

But first, let me share with you a few things about me:

I’m a lifestyle blogger, digital marketing specialist, and a freelance graphics designer from Cebu, Philippines. I am passionate about penning down my thoughts, as well as creating beautiful and professional graphics that will take your business to the next level.

Why Get Financed Lab?

We all know money is a very sensitive topic, especially in our Filipino culture. Not everyone is comfortable talking about money. I am not even comfortable talking about it around friends and family.

However, money knows no language or ethnicity. It’s a very universal thing that I’ve made it a mission to share my frugal journey not just with my countrymen, but also with the whole world. My blog speaks to anyone wanting to learn more about how to handle their finances.

Are you one of the following?

  • – Wants to find an effective way to save money and prepare for retirement.
  • – Eager to change your poor spending habits so you can take charge of your life and improve your financial situation.
  • – Keen to find smart ways to earn money so to escape the 9-5 trap.
  • – Wants a better life for your family and give your children a better future.
woman with piggy bank

Then this frugal living blog is for you!

Come with me in this journey to freedom and empowerment as you make smarter moves about your money, time, and life!

We will cover interesting topics like frugal living, financial independence, saving money, investing, entrepreneurship, and any other topics that are designed to help you build a better life.

Intrigued? Explore my blog here to get started.

I used to be a very big spender with no regard to where my money was spent. I loved eating out often because I had this belief that since I worked hard for my money, I deserve to spend it however I want. This got me living paycheck to paycheck every month.

When I suddenly lost my job a few years ago due to my employer going bankrupt, I realized that nothing is certain in this world. That I should prepare for these kinds of events and that I should prepare for what lies ahead when my child grows up and we retire.

I started being passionate about personal finance and want to help others become debt-free and financially secure. I am embarking on this journey with you, so know that I am not any better than everyone else. I am a working progress and I chose to share this progress with you.

If you want to know more why I started the frugal living journey, click the link below:

Why I Started the Frugal Living Journey


You can also check out my Lifestyle blog at www.southsidebelle.com.


A little disclaimer though. I am neither a licensed financial advisor nor a banker. I certainly don’t hold a fiduciary post anywhere. I am simply a work-at-home mom who has somewhat figured out how to live life frugally to achieve freedom in the future. Having said that, you might want to take my ramblings and advice with a grain of salt.

This blog aims to share information about personal finance to a broad community and contains thoughts,ideas, and advice written through my own experiences. However, the financial decisions are yours and yours alone to make ultimately. I am in no way responsible for your actions. The site does not intend to replace professional advice or counseling. Please seek the help of a finance professional before making any decision that you are not completely comfortable making alone.